Publications

Books

Discriminating Risk: The U.S.Mortgage Lending Industry in the TwentiethCentury Cornell University Press, 2003. Available from Amazon or Barnes and Noble and Powell's Books.

Peer-Reviewed Articles and Book Chapters

“Sustaining Public Value Through Microfinance” in In Search of Public Value: Beyond Private Choice, eds. John Bennington and Mark Moore, Palgrave MacMillan, (Forthcoming)

“Appropriate Fit: Service Delivery Beyond Bureaucracy, Lessons from Microfinance” in The State of Access: How democratic governance impedes and advances equal access, eds. Jorritt de Jong and Gowher Rizvi, Brookings Institution Press (Forthcoming)

“Organizations, Institutions, and Embeddedness: Caste and Gender in Savings and Credit Cooperatives in Andhra Pradesh, India” International Public Management Journal, (Volume 10, Issue 4, 2007)

“Microfinance and Subsidies: Who Pays?” Ethics and Economics, (Volume 5, Issue 1, 2007)

“Regulatory Innovation in Microfinance: The MACS Act in Andhra Pradesh,” Special Issue on Microfinance, Innovations: Technology/ Governance/ Globalization, (Volume 2, Issue 1/2, 2007)

“Databases, Felons, and Voting: Bias and Partisanship of the Florida Felons' List in the 2000 Elections.” Political Science Quarterly, (Volume 119, Issue 3, 2004)

“The Production and Interpretation of Information in the Mortgage Loan Application Process: An alternative research agenda to explain and reduce racial and ethnic disparities in denial rates” Chicago Policy Review Spring, 2000.

Conference and Working Papers

“SymBanc™: A Simulator for Microfinance Institutions,” with Gary B. Hirsch, Jay Rosengard, and Don Johnston, Jr. Paper prepared for presentation at the Annual Conference of the Systems Dynamics Society, July 2005, Cambridge, MA

“Boston at the Crossroads: Racial Trends in the Metropolitan Region in the 1990s and Beyond” Working Paper 12, Rappaport Institute of Greater Boston, December 2004.

“Bringing Space Back In: Measuring segregation along three dimensions across multiple units of analysis.” Paper prepared for presentation at the Annual Conference of the American Sociological Association, August 2004, San Francisco, CA.

"The Social Production of Color Lines: Interrogating the spatial manifestation of color lines in four metropolitan areas." Working Paper prepared for The Harvard Color Lines Conference, August/September 2003, Cambridge, MA

"Embedded Cooperation: Women's Thrift Cooperatives in Andhra Pradesh" Working Paper, Kennedy School of Government, Harvard University 2003

"Integration or Resegregation: The Chicago Metropolitan Area at the Turn of the New Century" Working Paper, The Civil Rights Project, Harvard University, May 2002

"Mortgage Lending to Minority and Low-income Home Buyers in the 1990's: Underwriting Changes, Automated Underwriting and Subprime Lending" Paper presented at Summit 2000, The LISC Center for Home Ownership, Washington, D.C., December 2000.

"The Politics of Risk" Paper presented at Seminar on Mobilizing for Social Change, Harvard University, December 2000.

"Segregation in the Boston Metropolitan Area at the End of the 20th Century" Working Paper, The Civil Rights Project, Harvard University and Taubman Center for State and Local Government, Kennedy School of Government, February 2000.

"The Social Construction of Risk in Mortgage Lending." Paper presented at the Midwest Political Science Conference, 1993.


Book Reviews

Immergluck, Dan. Credit to the Community: Community Reinvestment and Fair Lending Policy in the United States. Urban Affairs Review, forthcoming

Varady, David and Jeffrey Raffel, "Selling Cities." Book review, American Journal of Sociology, Vol. 101, #6, May 1996 (pp.1760-2)


Teaching Cases

“Si No Llueve (If it does not rain)” with Michael Palmer, Charles Mann, and Marianna Gabarrot Arenas. A video case study on poverty in rural Oaxaca, Mexico. 2006

“Emergency Response to a Long-Term Crisis? Médecins Sans Frontières and HIV/AIDS in Ethiopia” with Regina Galang, Kennedy School of Government, 2006

“Beyond Banking: Gender, Activism, and Self-Help in Maharashtra” with Pamela Young, Case # 1806.0, Kennedy School of Government, 2005

SymBanc, A Microfinance Computer Simulation Game, 2005

“Microfinance and Social Entrepreneurship: South Pacific Business Development Foundation” with Regina Galang and Susie Margolin, Case # 1804.0, Kennedy School of Government, 2005

“The Social Construction of Gender: Microfinance and fa’afafines in Samoa,” with Regina Galang and Susie Margolin, Case # 1805.0, Kennedy School of Government, 2005

“Corporate Values and Transformation: The Microlender Compartamos” with Richard Schlefer, Case #1761.0, Kennedy School of Government, 2005

"Women's Thrift Cooperatives in Andhra Pradesh" Case # 1656.0, Kennedy School of Government, 2002

"A Commercial Bank Does Microfinance: The Case of Sogesol, Haiti" Case #1657.0, Kennedy School of Government, 2002

"Bartercard UK" Case #1670.0, Kennedy School of Government, 2000

"Coastal Ventures Limited Partneship - Balancing a Sustainable Investment Strategy with a Social Mission" Case #1669.0, Kennedy School of Government, 2000.