José Abad is an economist whose work spans macroeconomic and bank analysis, corporate finance, development (including climate) finance, and energy policy design, across both developed and emerging markets. José is a partner in the financial services practice of Oxera Consulting LLP, a leading economic consultancy in Europe, based in Madrid; a professor in the Department of Economics at ICADE, Universidad Pontificia Comillas; an independent director and member of the audit committee of Redeia (RED.MC), the parent company of Red Eléctrica, Spain's electricity transmission system operator; a consultant to the International Finance Corporation (IFC), part of the World Bank Group; and a member of the advisory board of Iqana Technologies. Previously, José was a Senior Advisor in the European financial services practice of Oliver Wyman; a Financial Sector Expert in the Monetary and Capital Markets Department of the International Monetary Fund (IMF) in Washington, DC; a senior analyst covering listed southern European banks at Goldman Sachs in London; a senior analyst in the Sovereign Risk Group at Moody's in London and Frankfurt; chief economist of the Instituto de Crédito Oficial (ICO), part of the Spanish Economy Ministry, in Madrid; and a director of AXIS Participaciones Empresariales (ICO Group), also in Madrid.
He has also been a 'Miguel Dols' Visiting Fellow at the London School of Economics (LSE). José holds a PhD in Finance from the University of Exeter (UK), is a graduate of the Advanced Studies Program (ASP) in International Economics at the Kiel Institute for the World Economy (Germany), and holds a dual degree in Law and Finance from ICADE, Universidad Pontificia Comillas, in Madrid. Although non-practicing, he is also a qualified lawyer and a member of the Madrid Bar Association since 2007.
He received the 2025 Antonio Dionis Soler Prize from the Spanish Society of Financial Analysts and the 2022 Federico Prades Prize from the Spanish Banking Association (AEB), both for work on macroprudential policy and, specifically, the usability of bank capital buffers.