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Do Traditional Institutions Constrain Female Entrepreneurship? A Field Experiment on Business Training in India, Rohini Pande, May 2010, Paper, "What constrains the entrepreneurial choices of poor women? Do traditional institutions pose unique barriers to business growth and profitability for female-run enterprises? The explosion of microfinance programs, which typically target poor female entrepreneurs, has drawn attention to these questions. Indeed, one view is that inadequate access to credit prevents women from under- taking high-return business activities. However, one recent empirical study finds low returns to capital in female-run micro-enterprises." Link