Showing results 1 - 10 of 28

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John Beshears, David Laibson
February 2024, Paper: "Does automatic enrollment into retirement saving increase household debt? We study the randomized roll-out of automatic enrollment pensions to ~160,000…
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David Laibson, John Beshears
November 18, 2023, Paper: "We study the introduction of a choice architecture design intended to increase shortterm savings among employees at five U.K. firms. Employees were…
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David Laibson
August 4, 2022, Paper: "When solving discrete-time consumption models with present-biased time preferences, backwards induction generates equilibria that are non-robust in the…
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John Beshears, David Laibson
July 29, 2022, Paper: "Automatic enrollment is often used to increase retirement plan participation. Can it be used to increase short-term savings as well? We evaluate preliminary…
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David Laibson
March 31, 2022, Paper: "We study nudges that turn out to have precise null effects in reducing long-run credit card debt. We test nudgesacross two field experiments covering 183,…
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John Beshears, David Laibson
2022, Paper: "Auto features in defined contribution pension plans, like auto-enrollment, have a large shortrun effect on participation and contribution rates (Madrian and Shea…
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David Laibson
January 2022, Paper: "Standard consumption models assume a notional consumption flow that does not distinguish between nondurable and durable consumption. Such notional-…
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John Beshears, David Laibson
July 19, 2021, Paper: "Does automatic enrollment into a retirement plan increase financial distress due to increased borrowing outside the plan? We study a natural experiment…
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David Laibson
September 29, 2020, Paper: "We study the effect of monetary and fiscal policy in a heterogeneous-agent model where households have present-biased time preferences and naive…
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David Laibson
2019, Paper, "How well do pre-school delay of gratification and life-course measures of self-regulation predict mid-life capital formation? We surveyed 113 participants of the…