The Affordable Care Act (ACA) introduced reforms to mitigate adverse selection into and within the individual insurance market. We examined the traits and predicted medical spending of enrollees in California post-ACA.
Fung, Vicki, Cassandra Peitzman, Julie Shi, Catherine Liang, William Dow, Alan Zaslavsky, Bruce Fireman, Stephen F. Derose, Michael Chernew, Joseph P. Newhouse, and John Hsu. "Adverse Selection Into and Within the Individual Health Insurance Market in California in 2014." Health Services Research 53.5, Part I (Spring 2018): 3750-3769.