The US spends substantially more on health care per capita than other high-income countries yet leaves a greater share of the population uninsured. Traditional economic models—and common sense—point to the benefit of having at least some health insurance, if only for financial protection. In addition, ample evidence has shown that health insurance provides greater access to beneficial care and can improve health and save lives.1-3 Many people also place social value on others’ access to health care as part of a social safety net that also includes access to food, housing, and education.
Baicker, Katherine, Amitabh Chandra, and Mark Shepard. "A Different Framework to Achieve Universal Coverage in the US." JAMA Health Forum 4.2 (February 2023): e230187.